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Statutory Valuation Standards
made provision for this situation, however, by direct- ing that regulations be issued specifying the ... are not deductible under the tax law? Would you care to comment on that briefly? MR. O'GRADY: One of ...- Authors: John M Bragg, Robert Dobson, Mark E Litow, W H Odell, Francis T O'Grady
- Date: Apr 1987
- Competency: Professional Values>Practice expertise
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Reserves - Annuities; Health & Disability>Health insurance; Life Insurance>Reserves - Life Insurance
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Loss Ratio Analysis
expected loss ratio that I mean here has little or no direct relationship to the anticipated loss ratio that ... products so that individual purchasers can make direct comparisons of gross premiums. Auditors be:xm_ ...- Authors: Charles Habeck, Paul Janus, Francis T O'Grady, Robert Shapland
- Date: Jun 1980
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance
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Recent Development in Health Insurance Minimum Loss Ratio Regulation
ignores the fact that sales costs differ between direct writers, agency wrlters, and brokers. How about ... earlier, come often, for smaller amounts. There is a direct correlation between the speed with which you get ...- Authors: E Paul Barnhart, Robert C Nuding, Francis T O'Grady, Robert Shapland
- Date: May 1981
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance
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Reserve Principles for Individual Health Insurance
taking place in our social structures and health care delivery systems. We also have greater knowledge ... are dependent on the date of delivery of medical care and the continued in-torce status of the policy ...- Authors: E Paul Barnhart, Spencer Koppel, Mark E Litow, Francis T O'Grady, Gary N See, Robert Shapland
- Date: Oct 1985
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Health & Disability>Health insurance
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Cumulative Antiselection Theory
persistency is relatively uniform, and certain direct-marketed basic hospital benefits, where no agent ... than expected because of increases in medi- cal care costs. This occurs for two reasons. First, any ...- Authors: Application Administrator, Charles Habeck, Francis T O'Grady, Claude Y Paquin
- Date: Oct 1982
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context
- Topics: Health & Disability>Health insurance
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Report Of The Committee For Accident And Health Valuation Principles
Report Of The Committee For Accident And Health Valuation Principles This is a panel discussion ... risk" margins. Another explanation is that the primary objective of GAAP statements is to accurately portray ...- Authors: E Paul Barnhart, Anthony J Houghton, Spencer Koppel, Francis T O'Grady, Robert Shapland
- Date: Oct 1982
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Financial Reporting & Accounting>Statutory accounting; Health & Disability>Health insurance